Priority Gold
Precious Metals IRA
Shield Your Retirement Savings with
Gold and Silver
Talk with a Specialist -
888-506-6439
Why Should You Add Gold and Silver to Your IRA or 401(k)?
Rising inflation, market volatility, and global economic uncertainty are making it harder than ever to secure your financial future. That’s why investors are turning to Precious Metals IRAs as a reliable way to shield their retirement savings. Gold and silver are more than investments—they’re lifelines during times of economic upheaval.
When inflation rises and the dollar weakens, these metals stand resilient. By adding physical gold and silver to your portfolio, you’re investing in assets that have proven their worth as stores of value for centuries. Their unmatched performance during economic downturns provides peace of mind for long-term investors.
What Is a Precious Metals IRA?
A Precious Metals IRA is a self-directed retirement account that allows you to include tangible assets like gold, silver, platinum, and palladium. These accounts offer the same tax advantages as traditional IRAs but add the unique benefit of owning physical assets that have historically retained value during periods of inflation and economic instability.
Key benefits of Precious Metals IRAs include:
- Inflation Hedge: Gold and silver consistently maintain or increase in value as fiat currencies lose purchasing power.
- Diversification: Precious metals provide a non-correlated asset class, reducing dependence on stocks and bonds.
- Tangible Value: Unlike paper investments, physical assets offer security through direct ownership.
- Crisis Resilience: During financial storms, gold and silver remain dependable, ensuring long- term stability.
How Precious Metals IRAs Work
Setting up a Precious Metals IRA involves a few straightforward steps:
- Choose an IRS-Approved Custodian: This ensures your account follows all tax regulations.
- Select a Secure Depository: Physical metals are stored in a government-approved facility for safety and compliance.
- Meet IRS Purity Standards: Eligible metals must meet these minimum fineness requirements:
- Gold: 99.5%
- Silver: 99.9%
- Platinum and Palladium: 99.95%
By following these steps, you can diversify and protect your retirement savings with confidence.
Why Consider Precious Metals for Retirement?
Gold and silver are more than commodities—they’ve been pillars of wealth preservation for thousands of years. Here’s why they stand out:
- Shield Against Dollar Decline: Since 1970, the U.S. dollar has lost over 85% of its purchasing power. In contrast, gold has increased by over 7,500% during the same period, making it an unparalleled hedge against inflation.
- Sustained Demand: Gold’s global appeal spans jewelry, central bank reserves, and industrial applications. Nearly 50% of gold demand comes from jewelry, while 22% is held in investment-grade bars and coins. Central banks added 694 tons of gold to reserves in the first three quarters of 2024—a trend that continues today.
- Finite Supply: With only 205,000 tons mined since the dawn of civilization, gold’s scarcity ensures long-term value growth as demand increases and new discoveries decline.
- Proven Performance: Gold reached 39 record highs in 2024, peaking at $2,790.07 per ounce. Experts predict its upward trend will continue, with forecasts of $2,900 to $3,000 per ounce by 2025.
Why Choose Priority Gold?
At Priority Gold, we’re proud to be named the Precious Metals IRA Company of the Year 2024 by Financial Review, a recognition of our unwavering commitment to excellence, transparency, and client-first service. Our team of specialists is dedicated to simplifying the process of setting up a Precious Metals IRA, ensuring compliance at every step while providing the education and guidance you need to fortify your financial future. Read the full article here.
Learn More About Precious Metals IRAs
A Precious Metals IRA is more than an investment—it’s a strategy to shield your wealth from inflation and economic uncertainty. Ready to take the next step? Call us at 888-506-6439 to speak with a Priority Gold Specialist.
Frequently Asked Questions
What is a Precious Metals IRA Rollover?
A precious metals IRA rollover is a process where funds from an existing retirement account (e.g., 401(k), traditional IRA) are transferred into a precious metals IRA. This allows for the diversification of your retirement savings into precious metals, offering a potential safeguard against economic downturns.
Can I Include Various Precious Metals in My IRA?
Yes, a Priority Gold IRA isn’t limited to just gold. It can also include silver, platinum, and palladium, provided they meet the IRS standards for purity. This diversity enhances resilience against the volatility of any single market.
What Are the Contribution Limits for a Precious Metals IRA?
In 2025, the contribution limits for precious metals IRAs are the same as those for traditional and Roth IRAs:
- Individuals under 50: Up to $7,000 annually.
- Individuals 50 and older: Up to $8,000 annually, which includes a $1,000 catch-up contribution.
These limits apply to the combined total of all your IRA contributions. While the annual cap remains unchanged from 2024, the IRS has updated income thresholds for determining eligibility for deductible contributions to traditional IRAs and Roth IRAs.
Precious metals IRAs provide diversification and potential tax advantages. However, it’s crucial to adhere to IRS guidelines regarding contribution limits and eligible investments. Consulting a financial advisor can help ensure compliance and align these investments with your broader retirement goals.
How Can a Precious Metals IRA Offer Resilience Against Inflation?
Gold and other precious metals have historically maintained their value through periods of inflation, making them an excellent hedge against the declining purchasing power of paper currency and the volatility of the stock market.
Are There Any Fees Associated With a Precious Metals IRA?
While setting up and maintaining a precious metals IRA involves certain fees, such as a setup fee and annual maintenance fees, with Priority Gold, we offer complimentary storage and shipping on qualifying purchases. This means that for eligible accounts, the storage fees for the physical metals, which are maintained in safe, IRS-approved depositories, may not apply. This benefit significantly reduces the overall cost of owning a precious metals IRA and enhances the value of your investment with us.
